Estimated at end of 2022, annual cost unless specified.
- Rego: $556
- Registration: $70
- Motor vehicle tax: $486 (1505-2504kg vehicle)
- CTP: $420
- Comprehensive insurance: $1160
- Servicing: $500
- Tolls: Averaging $72/mon at the moment
- NRMA roadside assistance (renew in mid-April): $110
- Fuel: $180/mon (guess)
- Maintenance (eg. tyres, etc): $220 (wild guess)
- Loan: $1000/mon
Call it $18000 per year.
Breakdown to monthly costs
PAYG
- Loan: $1000
- Tolls: $72
- Fuel: $180
- Smaller maintenance: $18
Pay $1270 each month.
Big hits
- Rego: $46.34
- CTP: $35.00
- Comprehensive insurance: $96.67
- Servicing: $41.67
- NRMA membership: $9.17
Put aside $230 each month.
Fuel estimates
Assume 1000km per month, and a mileage of 8.5L per 100km. That's 85L per month, and assume a price of about $2.00/L at worst.
That's $170/mon for petrol, round up to $180/mon to give some slack in budgeting.
Servicing pricing
This is a fixed-cost deal with a nice schedule of expected servicing costs.
Assume we drive about 10,000km per year, and service yearly, which is extremely neat.
Year 1 |
$350 |
- |
Year 2 |
$452 |
brake fluid |
Year 3 |
$426 |
engine air filter |
Year 4 |
$536 |
brake fluid, cabin air filter |
Year 5 |
$350 |
- |
Year 6 |
$528 |
brake fluid, engine air filter |
Year 7 |
$350 |
- |
Year 8 |
$536 |
brake fluid, cabin air filter |
Year 9 |
$426 |
engine air filter |
Year 10 |
$452 |
brake fluid |
The average over 10 years is about $440 per service, plus any extra expenses for labour or things that need replacing. Call it $500 to be sure.