Estimated at end of 2022, annual cost unless specified.

 * Rego: $556
  * Registration: $70
  * Motor vehicle tax: $486 (1505-2504kg vehicle)
 * CTP: $420
 * Comprehensive insurance: $1160
 * Servicing: $500
 * Tolls: Averaging $72/mon at the moment
 * NRMA roadside assistance (renew in mid-April): $110
 * Fuel: $180/mon (guess)
 * Maintenance (eg. tyres, etc): $220 (wild guess)
 * Loan: $1000/mon

Call it $18000 per year.


== Breakdown to monthly costs ==

=== PAYG ===
 * Loan: $1000
 * Tolls: $72
 * Fuel: $180
 * Smaller maintenance: $18

Pay $1270 each month.

=== Big hits ===
 * Rego: $46.34
 * CTP: $35.00
 * Comprehensive insurance: $96.67
 * Servicing: $41.67
 * NRMA membership: $9.17

Put aside $230 each month.


= Fuel estimates =

Assume 1000km per month, and a mileage of 8.5L per 100km. That's 85L per month, and assume a price of about $2.00/L at worst.

That's $170/mon for petrol, round up to $180/mon to give some slack in budgeting.


= Servicing pricing =

This is a fixed-cost deal with a nice schedule of expected servicing costs.

Assume we drive about 10,000km per year, and service yearly, which is extremely neat.

|| Year 1  || $350 || - ||
|| Year 2  || $452 || brake fluid ||
|| Year 3  || $426 || engine air filter ||
|| Year 4  || $536 || brake fluid, cabin air filter ||
|| Year 5  || $350 || - ||
|| Year 6  || $528 || brake fluid, engine air filter ||
|| Year 7  || $350 || - ||
|| Year 8  || $536 || brake fluid, cabin air filter ||
|| Year 9  || $426 || engine air filter ||
|| Year 10 || $452 || brake fluid ||

The average over 10 years is about $440 per service, plus any extra expenses for labour or things that need replacing. Call it $500 to be sure.